Collapsible List

Chapter Name: Compile personal income and expenditure and assets and liabilities statements

Description:Covers personal financial planning and its relevance to business financing.

Purpuse:To assist learners in evaluating their financial position and credibility.

Rational:Personal finance impacts business loan eligibility and financial stability.


Chapter Assessment


Scope of Practical Skill

Key Requirement 1: Compile personal income and expenditure and assets and liabilities statements

Learners should prepare personal financial statements to assess their financial position and capacity to invest in the new venture.


Assessment Questions


Assessment 1 : Personal income and expenditure statements are prepared for oneself based on own financial situation over the past year.

Learners are expected to prepare accurate personal income and expenditure statements based on real data from the past 12 months.



Assessment 2 : The situations when an assets and liabilities statement is required are listed and an indication is given of the advantages of keeping such records.

Learners must describe situations that require such a statement (e.g., loan applications, budgeting) and explain the value of maintaining it.